Can your client get help paying for their Part B premium?

Don’t forget about programs that might help. They may need to apply if they meet the following requirements:

• Medicare Savings Program 2013 Income Limits
• Specified Low-Income Medicare Beneficiary (SLMB) Program (Program helps pay for: Part B premiums only)
• Individual monthly income limit* $1169
• Married couple monthly income limit*$1571

Resource limits for the QMB, SLMB, and QI Medicare Savings Programs are $7,080 for one person and $10,620 for a married couple.


Go to http://www.medicare.gov/your-medicare-costs/help-paying-costs/medicare-savings-program/medicare-savings-programs.html for more information.

Sterling Life Update

Key points from the Sterling Life announcement:
As a reminder, online enrollment is the preferred method for submitting Med Supp applications and has definite advantages over paper applications:

•  It’s more efficient.
• You get instant, accurate premium quotes.
• Required fields and steps must be completed properly or the application cannot be submitted.
• It significantly reduces errors and missing information, which are key reasons why paper applications pend.
• An application checklist helps ensure all required payment or documentation is submitted to Sterling.
• It’s faster.
• The application is submitted electronically and loaded directly into the enrollment system, so manual keying and processing isn’t necessary.
• As a result, the application is processed more quickly which means quicker commission payments for you!

Sterling Life On-Line enrollment state list:

AL, AK, AZ, AR, CA, CO, DE, GA, ID, IL, IN, IA, KS, KY, LA, MI, MN, MO, MS, MT, NC, ND, NE, NV, NJ, NM, OH, OK, OR, PA, SC, TN, TX, UT, WA, WI, WV, WY
The new ones on the list are: 9 additional states: AK, CA, MI, MN, NE, NJ, NC, ND and WI.

Mutual of Omaha - E-app Update Reminder

Temporary ID Card:

Your client will have the option to receive a temporary Med supp ID card via email once their e-App status is App Issue in Progress.

On the Application Information page, you ask your client if they wish to receive a temporary ID card via email. If they say ‘yes’ and they didn’t give you an email address earlier, you will be prompted to provide an email address (it’s required for this service).

Once an application status is App Issue in Progress, you and your client will receive an email with the privacy information and a link to ‘View Message.” Clicking the link opens an email with a temporary ID card PDF attachment. Your client can print and use the temporary ID with providers until they receive their permanent card.

Training Manual<http://blogs.mutualofomaha.com/express/files/2014/01/BKG-Comprehensive-e-App-Training-Manual.pdf>- available on SPA.

If you haven’t tried the Med Supp e-App start by playing in the Sandbox, go to mutualofomaha.com/broker, “Sales Tools” tab, “Resource” page.