Should I have Medicare Supplement policies sent to me as the agent or direct to the client?

Many agents, with their busy schedule, may choose to have policies sent straight to the policyholder to save delivery time. However, this can create situations that the agent may want to avoid. Here are some advantages to having the policy sent to the agent first:  

• Verify that the carrier has entered the client’s basic information correctly: Name address etc.
• Verify that the carrier has enrolled the client in the proper plan
• Enables the agent to make copies of key policy pieces, like the schedule page
• Since many carriers require delivery receipts it allows the agent to send instructions for completion
• Allows the agent to send extra business cards for referrals and other product information when mailing the policy

As agents we are always looking for ways to add value to our clients, these added touches of delivering the policy either in person or by mail gives us additional selling opportunities.

(This article was written by Dan Mangus of Senior Marketing Specialists.)

Reserve Your Spot in the Medicare Suite - Register Today

UPDATE: Did you miss the webinar? Good thing we recorded it! . 
If you have any questions after the webinar give us a call at 1-800-689-2800.

  

It's 2013, the election is over, we avoided the Fiscal Cliff, the Affordable Healthcare act has been upheld by the Supreme Court. So, back to business as usual....RIGHT????

Friday, February 1, 2013 @ 10:00 AM - 11:00 AM CST

 

What about????

• Larger A+ carriers dominating the Medicare Supplement and Medicare Advantage markets
• Fewer, IF ANY, smaller carriers planning Medicare Supplement market entry due to inability to capitalize reserves without re-insurance
• The Medicare Payment Advisory Commission (MedPAC) and the Congressional Budget Office (CBO) have three proposals on the table to prohibit first dollar coverage for Medicare Supplements with proposed caps of $7,500 out-of pocket, EVEN WITH A SUPPLEMENT!!!
• More than 2,000 hospitals — including some nationally recognized ones — will be penalized by the government starting in October 2012 because many of their patients are readmitted soon after discharge.

At Senior Marketing Specialists we have the answers. Join us for our new webinar:

SURVIVING MEDICARE CHANGES IN THE LUXURY OF…. THE MEDICARE SUITE SUITE #2013

This may be the most important webinar you attend this year!!!! Hope to see you there.
 

  

Space is limited.Reserve your Webinar seat now!

After registering you will receive a confirmation email containing information about joining the Webinar.

Senior Marketing Specialists Explains the New Oregon Medicare Supplement Birthday Rule

Dan Mangus, National Sales Director and Chris Duncan, Western Region Marketer for Senior Marketing Specialists discuss the changes and the subsequent opportunities for agents regarding Oregon's new Medicare Supplement birthday law.

 

For more information, please contact Chris Duncan at 800-689-2800 x335 or by email, chrisduncan@smsteam.net

 

GUARANTEED ISSUE LIFE INSURANCE STILL AVAILABLE

Effective January 31, 2013 Presidential Life, a leader in sales for Guaranteed Issue Life Insurance in the Senior Market, will discontinue ALL SALES OF NEW BUSINESS!!!

At Senior Marketing Specialists we have enjoyed a great partnership with Presidential Life but due to their acquisition by Athene Annuity & Life Insurance and discontinuing sales of life insurance, we are promoting our new partner for Guaranteed Issue Whole Life.  

SINCE OVER 20% OF THE SENIORS CANNOT QUALIFY FOR TRADITIONAL LIFE INSURANCE, WHAT DOES THIS MEAN TO YOU, THE AGENT???

·         A guaranteed issue life insurance policy for your clients that pays you RENEWALS!!!

·         Issue ages up to age 80 (varies by state)

·         NO HEALTH QUESTIONS!!!

·         Up to $25,000 face amount

·         Policy can never be cancelled

·         Rates can never be increased

With over 90%* of those over 65 having at least one chronic Illness there is a huge market for Guarantee Issue final expense insurance, actually small face amount life is the fastest growing ancillary product in the senior market today.

In fact over 20% of those over 65 can only qualify for life insurance if it is guaranteed issue. Who are they going to purchase it from? Will it be you? We have the perfect product!

What may seem like negative statistics can have a powerfully positive affect on you income!

Call us (1800-689-2800) TODAY at Senior Marketing Specialists to find out more!!! We’ll even pay your license fee!!!

(This article was written by Philip Warren of Senior Marketing Specialists.)