Wednesday, March 6, 2013

“Change Before You have To” Working the Senior Market circa 2013 - Home Healthcare (Part II)

UPDATE: Did you miss the webinar? Good thing we recorded it! .
If you have any questions after the webinar give us a call at 1-800-689-2800.


Medicare and a Medicare Supplement or MA will not pay the bills for recovery from an illness or accident in the future. These programs are designed for acute care and recovery will take place outside of the hospital.

Today much of the care that used to be provided in an assisted living facility or nursing home is being provided at home. However care at home can be expensive. Medicare is constantly cutting back benefits and cannot be a reliable source to pay for home care in the future.

Consider these facts:

  • In 1983 Medicare implemented the DRG Prospective Payment System for hospitals. This system caused patients to leave the hospital as soon as their condition was stabilized in what the Mayo Clinic would call “Quicker and Sicker”. 
  • More than 2,000 hospitals — including some nationally recognized ones — will be penalized by the government starting in October because many of their patients are readmitted soon after discharge.*

Home Health Care policies have been around since the eighties. A new one from Kemper Senior Solutions is taking the senior age market by storm with easy underwriting and affordable premiums. Register now for our webinar on March 12th.

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