Look to us for all your senior market insurance needs! Specializing in Medicare Supplement, Medicare Advantage, Long Term Care, Prescription Drug Plans, Final Expense and Ancillary products for your senior clients!
Monday, February 25, 2013
Thursday, February 7, 2013
It's Not Just AEP Anymore... MA Enrollment All Year Long
UPDATE:
Did you miss the webinar? Good thing we recorded it! .
If you have any questions after the webinar give us a call at 1-800-689-2800.
If you have any questions after the webinar give us a call at 1-800-689-2800.
Well, maybe that was supposed to be the Groundhog, but how cliche can we get!
CMS recognizes nearly 30 different scenarios other than
AEP and IEP where an individual may enroll in a Medicare Advantage plan, PDP or
both.
Ø Low-Income
Subsidy (LIS)Ø Geographical Move
Ø Skilled nursing or Long Term Care Hospital Confinement
Ø Medicaid Eligibility
These are just a few of the many opportunities you can
take advantage of to add new Medicare Advantage clients to your client
list. With our support, you could
potentially increase your income by $30,000 to $40,000 annually as well as
build a new client base to cross market to i.e. cancer plans, hospital plans,
etc.
Fun
Fact: Did you know that being released from prison qualifies
a person for a special election into a MA, MAPD or PDP plan?
Find out about the numerous year round selling
opportunities for Medicare Advantage AND
how to market to these specific clients.
Still wondering about that penguin? To find out why Senior Marketing Specialists chose the penguin for our mascot and why the power of teamwork is so important check out this quick video!
Thursday, January 24, 2013
Should I have Medicare Supplement policies sent to me as the agent or direct to the client?
Many agents, with their busy schedule, may choose to
have policies sent straight to the policyholder to save delivery time. However,
this can create situations that the agent may want to avoid. Here are some
advantages to having the policy sent to the agent first:
(This article was written by Dan Mangus of Senior Marketing Specialists.)
- Verify that the carrier has entered the client’s basic information correctly: Name address etc.
- Verify that the carrier has enrolled the client in the proper plan
- Enables the agent to make copies of key policy pieces, like the schedule page
- Since many carriers require delivery receipts it allows the agent to send instructions for completion
- Allows the agent to send extra business cards for referrals and other product information when mailing the policy
(This article was written by Dan Mangus of Senior Marketing Specialists.)
Reserve Your Spot in the Medicare Suite - Register Today
UPDATE: Did you miss the webinar? Good thing we recorded
it! .
If you have any questions after the webinar give us a call at 1-800-689-2800.
If you have any questions after the webinar give us a call at 1-800-689-2800.
What about????
- Larger A+ carriers dominating the Medicare Supplement and Medicare Advantage markets
- Fewer, IF ANY, smaller carriers planning Medicare Supplement market entry due to inability to capitalize reserves without re-insurance
- The Medicare Payment Advisory Commission (MedPAC) and the Congressional Budget Office (CBO) have three proposals on the table to prohibit first dollar coverage for Medicare Supplements with proposed caps of $7,500 out-of pocket, EVEN WITH A SUPPLEMENT!!!
- More than 2,000 hospitals — including some nationally recognized ones — will be penalized by the government starting in October 2012 because many of their patients are readmitted soon after discharge.
At Senior Marketing Specialists we have the answers. Join us for our new webinar:
SURVIVING MEDICARE CHANGES IN THE LUXURY OF…. THE MEDICARE SUITE SUITE #2013
This may be the most important webinar you attend this year!!!! Hope to see you there.
After registering you will receive a confirmation email containing information about joining the Webinar.
Senior Marketing Specialists Explains the New Oregon Medicare Supplement Birthday Rule
Dan Mangus, National Sales Director and Chris Duncan,
Western Region Marketer for Senior Marketing Specialists discuss the changes
and the subsequent opportunities for agents regarding Oregon's new Medicare
Supplement birthday law.
For more information, please contact Chris Duncan at 800-689-2800 x335 or by email, chrisduncan@smsteam.net
Friday, January 4, 2013
GUARANTEED ISSUE LIFE INSURANCE STILL AVAILABLE
Effective January
31, 2013 Presidential Life, a leader in sales for Guaranteed Issue Life
Insurance in the Senior Market, will discontinue ALL SALES OF NEW BUSINESS!!!
With over 90%* of
those over 65 having at least one chronic Illness there is a huge market for
Guarantee Issue final expense insurance, actually small face amount life is the
fastest growing ancillary product in the senior market today.
At Senior
Marketing Specialists we have enjoyed a great partnership with Presidential
Life but due to their acquisition by Athene Annuity & Life Insurance and
discontinuing sales of life insurance, we are promoting our new partner for
Guaranteed Issue Whole Life.
SINCE OVER 20% OF THE SENIORS CANNOT
QUALIFY FOR TRADITIONAL LIFE INSURANCE, WHAT DOES THIS MEAN TO YOU, THE
AGENT???
·
A
guaranteed issue life insurance policy for your clients that pays you
RENEWALS!!!
·
Issue
ages up to age 80 (varies by state)
·
NO
HEALTH QUESTIONS!!!
·
Up to
$25,000 face amount
·
Policy
can never be cancelled
·
Rates
can never be increased
In fact over 20%
of those over 65 can only qualify for life insurance if it is guaranteed issue.
Who are they going to purchase it from? Will it be you? We have the perfect
product!
What may seem
like negative statistics can have a powerfully positive affect on you income!
Call us
(1800-689-2800) TODAY at Senior Marketing Specialists to find out more!!! We’ll
even pay your license fee!!!
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