All patients are required to sign something called a "Continued Stay Denial Letter" when they are first admitted into a hospital. This gives hospitals the freedom to send patients home before they are fully recovered which saves the hospitals money and frees up space in their facilities. If you know someone who has been a patient recently, they will probably tell you that their stay was limited!
The fact of the matter is, hospitals have become stabilization units and are no longer recovery facilities. If you're not convinced, here is just one article that supports this idea. http://www.kaiserhealthnews.org/Features/Insuring-Your-Health/Michelle-Andrews-on-hospital-readmissions.aspx. This article explains that a significant number of patients were readmitted because they left the hospital before they were recovered and had trouble recovering without hospital care. Hospitals are still turning people out once they have been stabilized, they are just trying to minimize the problems that occur once a patient leaves.
All of this raises questions like: Where will seniors go when they are discharged, who will take care of them, and who will pay for their recovery expenses? As an agent you can offer your clients the perfect solution, one they will thank you for, when you present them with a Recovery Care product. If you would like to learn more about Recovery Care, give us a call at 1-800-689-2800.
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